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| Issuing a Credit Card |
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There are literally hundreds of banks and financial institutions which provide credit card services in the United States. Some of the popular ones include Citibank of America, American Express Co., Chase Bank, Discover Financial Services and HSBC Bank. These are just some of the many prominent players in the financial business of issuing credit cards. American Express Co. is one of the biggest in the country and operates in more than 130 countries worldwide. The company offers a wide variety of credit cards to meet the huge financial needs of its teeming customers which includes the common man, students and also businessmen. Some of American Express’ credit cards are currently available. They are Blue from AmEx, Blue for Students, Blue Cash, Blue Sky from AmEx, Clear from American Express, Optima Platinum Card, and many more. The credit card issuing company also provides city-linked credit cards such as Chicago Card, New York City Card and Los Angeles Card. You can easily avail yourself of the several benefits that come with these credit cards. Highlights of some of these credit cards are given here. Blue from American Express has zero annual fees and a 0% APR for your first 15 months of usage. It provides grace or free period of up to 20 days. You can also apply for more credit cards and don’t need to pay any fees. Besides this, you can share all the benefits and other services with more card holders. It is a credit card that’s suitable for transfer of balance. There are additional benefits you can get when you use this credit card. Another major player in credit card business is Chase Bank. This lending institution offers various credit cards under different categories. It provides credit cards for general purpose, student cards, rebate credit cards, entertainment cards, retail cards, military cards, travel cards, business and sports cards. Under general purpose credit cards, it offers customers Chase Free Cash Rewards, Chase Flexible Rewards Visa Cards, Chase Platinum Visa Card, Chase Platinum Master Card, Chase Travel Plus and Chase Perfect Card. There are discounts for purchases and cash-back offers with these cards. For example, Chase Flexible Rewards Visa Cards offers you incentives with every dollar spent. You can collect 2,500 points and redeem them for cash, travel vouchers, gift certificates and other types of merchandise. Best of all, you don’t have to pay for annual fees with this credit card with a 0% fixed APR for up to 12 months. |


