There is no specification in the Kansas Payday Loans about rollovers or extensions of the loans; however, Kansas Payday Loans law states that it is not permissible to split a single loan in to two different loans in a way to make payment convenient for the borrower.  This is because borrowers tend to collect 50% of the default and then they rewrite the remaining 50% as new loans and collect fee for both!

The finance fee should not be more than 15% per $100 which is 390% APR for a 14 day loan. Per Kansas Payday Loans law the lender can try to recover the money from the lender without harassing or harming them; however, they cannot execute criminal charges of prosecution in cases of defaults.  Kansas Payday Loans are running within limitations of law; however, it is up to the smartness of the borrower to make sure that they do not get trapped by working with unlawful lenders.